Breashears Roofing will put in the necessary work to make sure you get a fair insurance settlement. We practically take care of the whole claim process so you can get the repairs completed and insurance claim closed out.
We keep your insurance agent in the loop and send them a copy of closeout documents so everyone is on the same page. Our guarantee is that you will only be out of pocket for the amount of your deductible and any upgrades. Follow these 3 steps to start your claim:
Schedule free roof inspection with Breashears Roofing to determine if there’s enough roof damage to file a claim
Schedule a meeting with your Breashears Roofing Project Manager t oreview Insurance claim documents together. We will check adjusters report for accuracy and to make sure the insurance company is paying you a fair amount to cover replacement cost value.
Together we will select the type of shingle, the color of shingle, discuss available upgrades, payment terms and execute roofing agreement so that everyone is on the same page.
**Important Note: Your total out of pocket expense will be for the amount of your deductible if you have a "code compliant" replacement cost policy. Be sure to ask your insurance agent what type of coverage you have. Any additional cost such as building permit & code upgrades will be documented and submitted to your insurance company for approval. The vast majority of field adjusters are from out of town and are not familiar with the local building code.
*Note: We will send the final invoice to you and your insurance company via email so they will release depreciation and any supplements to close out your claim.
*Warning: Do not do business with any roofing company that offers to waive deductible, it is against Colorado State law! The way the statute reads, the homeowner is also breaking the law if they engage in such agreements.